FinChoice Personal Loan
PersonalAPR
27.0–27.75%
/yr
Amount
R500–R50k
Term
3–36mo
South African ID
Age 18+
Regular salary
⚡ Same day
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Recently added
Boodle Short-Term Loan
Short-TermAPR
36–60%
/yr
Amount
R4k–R8k
Term
3–6mo
Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
⚡ Minutes
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FNB Home Loan
MortgageAPR
—
/yr
Amount
—
Term
—
Proof of income
Proof of residence
Debit order or salary stop order
FNB Vehicle Finance
AutoAPR
—
/yr
Amount
R30k
Term
—
Age 18+
Driving licence
Earn at least R6,000 a month
DirectAxis Debt Consolidation Loan
ConsolidationAPR
—
/yr
Amount
R10k–R350k
Term
24–72mo
South African ID
Regular monthly income of at least R5,000
Proof of residential address
GoTyme Business Advance
BusinessAPR
—
/yr
Amount
Up to R5M
Term
—
Monthly turnover of R50,000 or more
At least 3 to 6 months of trading history
Recent business bank statements
FNB Student Loan
StudentAPR
—
/yr
Amount
Up to R450k
Term
—
Minimum income of R3,000
South African ID for applicant and student
Latest 3 months' payslips or bank statements
Absa Personal Loan
PersonalAPR
12.0–27.75%
/yr
Amount
R2k–R300k
Term
6–72mo
South African ID
Age 18+
Regular income
⚡ 1-2 business days
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Mulah Short-Term Loan
Short-TermAPR
36.0–60.0%
/yr
Amount
R500–R8k
Term
3–3mo
Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)
⚡ Same day (apply by 3pm)
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Nedbank Home Loan
MortgageAPR
—
/yr
Amount
—
Term
60–360mo
Proof of income
Credit and affordability assessment
APR
—
/yr
Amount
R50k
Term
12–84mo
Age 18+
South African ID
Valid South African driver's licence
Nedbank Debt Consolidation Loan
ConsolidationAPR
8.25–25.75%
/yr
Amount
R2k–R400k
Term
6–72mo
South African ID
Proof of income
Latest 3 months' bank statements
Lula Fixed-Term Business Funding
BusinessAPR
—
/yr
Amount
R10k–R5M
Term
3–12mo
Registered South African business trading for 1+ year
Monthly revenue of R40,000+
⚡ Funds in as little as 24 hours
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Absa Student Loan
StudentAPR
—
/yr
Amount
R15k
Term
—
South African citizen or permanent resident
Earn more than R3,000 a month
Last 3 months' payslips or bank statements
Letsatsi Finance Personal Loan
PersonalAPR
24.0–27.75%
/yr
Amount
R500–R8k
Term
3–6mo
South African ID
Age 18+
Employed with R2,500+ salary
⚡ Same day
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Wonga Short-Term Loan
Short-TermAPR
36.0–60.0%
/yr
Amount
R500–R8k
Term
3–6mo
Cellphone number, SA ID number, bank account details, most recent proof of income
⚡ Under 15 minutes
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Standard Bank Home Loan
MortgageAPR
—
/yr
Amount
—
Term
—
Proof of income
Credit and affordability assessment
MFC Vehicle Finance
AutoAPR
—
/yr
Amount
R50k
Term
≤96mo
South African citizen aged 18+
Valid South African driving licence
Proof of residential address
African Bank Debt Consolidation Loan
ConsolidationAPR
—
/yr
Amount
Up to R500k
Term
18–72mo
No specific requirements listed
Standard Bank Business Term Loan
BusinessAPR
—
/yr
Amount
—
Term
36–60mo
Trading for 2 years or more
Active business transactional account