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APR

30.0%

/yr

Amount

Rs50k–Rs4M

Term

12–48mo

Pakistani national

Age 18-70 at maturity

Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)

⚡ Via branch or call 021 111 06 06 06 Check rates →

APR

28.8–29.8%

/yr

Amount

Rs30k–Rs3M

Term

12–48mo

Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)

Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)

Min 6 months banking relationship

⚡ 3-5 business days Check rates →

APR

25.36–27.36%

/yr

Amount

Rs50k–Rs2M

Term

12–48mo

Salaried (private sector, government, armed forces)

Existing credit history with any bank

MCB salary account (1+ year) or existing MCB Car4U customer

⚡ 3-5 business days Check rates →

APR

21.36–35.99%

/yr

Amount

Rs25k–Rs3M

Term

12–48mo

Pakistani national

Salaried or self-employed

No collateral or guarantor required

⚡ Via HBL Mobile App Check rates →

APR

29.8–35.0%

/yr

Amount

Rs50k–Rs3M

Term

12–48mo

Pakistani national

Age 21-60 (salaried)

Salaried, self-employed, landlords, housewives, or retired

⚡ Instant via Alfa App (60 seconds for eligible) Check rates →