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Compare personal loans

We compare pre-screened loan offers so you can decide with real information. No jargon, no pressure.

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Stanbic IBTC Personal Loan

Personal

APR

48.0%

/yr

Amount

₦100k

Term

6–24mo

Salary paid into a Stanbic IBTC account; minimum net monthly income of ₦50,000; credit and affordability checks

⚡ instant approval Check rates →

Branch Personal Loan

Personal

APR

36.0–99.0%

/yr

Amount

₦6k–₦1M

Term

4–52mo

Phone number or Facebook account, ID number, and mobile money or bank account

⚡ minutes to 24 hours Check rates →

Renmoney Personal Loan

Personal

APR

25.44–31.8%

/yr

Amount

₦50k

Term

3–24mo

Digital application through the Renmoney app; identity and income checks may apply

⚡ fast app-based approval Check rates →

UBA Personal Loan

Personal

APR

28.5–32.0%

/yr

Amount

₦200k

Term

6–60mo

Functional salary account and last 6 months pay slip plus bank statement indicating salary inflows

⚡ Bank review and disbursement to salary account Check rates →

First Bank of Nigeria Personal Loan

Personal

APR

20.0–28.0%

/yr

Amount

₦200k

Term

6–60mo

Salary account with FirstBank; employer salary domiciliation letter; minimum documentation; credit insurance premium required

⚡ bank review and disbursement to salary account Check rates →