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Compare personal loans

We compare pre-screened loan offers so you can decide with real information. No jargon, no pressure.

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Recently added

Fidelity Bank Personal Loan

Personal

APR

22.0%

/yr

Amount

Up to ₵450k

Term

6–84mo

Fidelity Bank account holder

Salaried worker

6 months minimum employment

⚡ 48 hours Check rates →

Absa Direct Personal Loan

Personal

APR

7.03–30.03%

/yr

Amount

₵500–₵1M

Term

6–96mo

Absa account holder

6 months employment

Permanent staff or fixed-term contract

⚡ Quick approval Check rates →

OmniBSIC Bank Personal Loan

Personal

APR

—

/yr

Amount

—

Term

≤36mo

OmniBSIC account holder

Salaried worker

6 months payslips

⚡ 2 working days Check rates →

Bank of Africa Personal Loan

Personal

APR

10.0%

/yr

Amount

—

Term

≤36mo

BOA account holder

Salaried worker

6 months employment minimum

⚡ 48 hours Check rates →

GCB 24-Hour Personal Loan

Personal

APR

22.75–30.0%

/yr

Amount

₵2k–₵700k

Term

12–60mo

Salaried worker on government payroll or profiled employer

Ghana Card (Ecowas ID)

Recent 3 months payslips

⚡ Within 24 hours Check rates →

Stanbic Bank Personal Loan

Personal

APR

—

/yr

Amount

₵2k–₵500k

Term

12–72mo

Profiled employer

6 months confirmed employment

Stanbic account (1 month minimum)

⚡ 2 working days Check rates →

Standard Chartered Personal Loan

Personal

APR

25.83–32.0%

/yr

Amount

₵800–₵350k

Term

12–72mo

Salary account with Standard Chartered

Minimum 6 months employment

Credit life insurance required

⚡ Subject to assessment Check rates →