KOHO Credit Building Account
Credit BuilderAPR
0.0–18.0%
/yr
Amount
Up to CA$10
Term
4–12mo
Canadian resident
18+ years old
Active bank account
⚡ Instant approval
Check rates →
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Fora Credit Line of Credit
PersonalAPR
19.9–34.9%
/yr
Amount
CA$1k–CA$15k
Term
12–100mo
Canadian resident
18+ years old
Active bank account
⚡ Same day
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Spring Financial Personal Loan
PersonalAPR
9.99–34.95%
/yr
Amount
CA$300–CA$35k
Term
12–60mo
Canadian resident
18+ years old
Active bank account
⚡ Same day
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RBC Royal Bank Personal Loan
PersonalAPR
9.0–13.0%
/yr
Amount
CA$5k–CA$50k
Term
12–60mo
Canadian resident
Good credit score
Steady income
⚡ 1-3 business days
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TD Bank Personal Loan
PersonalAPR
8.99–23.99%
/yr
Amount
CA$5k–CA$50k
Term
12–84mo
Canadian resident
Good credit history
Regular income
⚡ Same day to 2 business days
Check rates →
Fairstone Personal Loans
PersonalAPR
29.99–34.99%
/yr
Amount
CA$500–CA$50k
Term
6–120mo
Canadian resident
18+ years old
Proof of income
⚡ Same day
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CIBC Unsecured Personal Loan Options
PersonalAPR
9.0–10.0%
/yr
Amount
CA$3k–CA$200k
Term
12–60mo
Canadian resident
Minimum annual income $17,000 gross
Good credit score
⚡ 1-3 business days
Check rates →
Coast Capital Savings Personal Loan
PersonalAPR
7.99–14.99%
/yr
Amount
CA$1k–CA$50k
Term
12–60mo
Coast Capital member
Canadian resident
Good credit score
⚡ 1-3 business days
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Mogo Personal Loan
PersonalAPR
9.9–46.96%
/yr
Amount
CA$500–CA$35k
Term
6–60mo
Canadian resident
19+ years old
Active bank account
⚡ Minutes (online)
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goPeer Personal Loan
PersonalAPR
8.99–34.99%
/yr
Amount
CA$1k–CA$35k
Term
36–60mo
Canadian resident
Credit score 600+
Active bank account
⚡ 3-5 business days
Check rates →
Tangerine Line of Credit
PersonalAPR
7.45–12.45%
/yr
Amount
CA$1k–CA$50k
Term
12–60mo
Canadian resident
Tangerine client or new applicant
Good credit history
⚡ 1-3 business days
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National Bank Personal Loan
PersonalAPR
7.95–14.95%
/yr
Amount
CA$2k–CA$50k
Term
12–60mo
Canadian resident
Good credit score
Proof of income
⚡ 1-3 business days
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Scotiabank Personal Loan
PersonalAPR
6.0–10.0%
/yr
Amount
CA$5k–CA$75k
Term
12–60mo
Canadian resident
Good credit score
Proof of income
⚡ 1-2 business days
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Fig Financial Personal Loan
PersonalAPR
8.99–29.49%
/yr
Amount
CA$2k–CA$35k
Term
24–84mo
Canadian resident
18+ years old
Active bank account
⚡ 1-2 business days
Check rates →
BMO Personal Loan
PersonalAPR
8.99–22.99%
/yr
Amount
CA$2k–CA$35k
Term
12–60mo
Canadian resident
18+ years old
Good credit history
⚡ Same day to 3 business days
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Desjardins Personal Loan
PersonalAPR
6.95–12.95%
/yr
Amount
CA$500–CA$50k
Term
12–60mo
Desjardins member
Canadian resident
Good credit history
⚡ 1-3 business days
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LendDirect Personal Loan
PersonalAPR
19.9–46.93%
/yr
Amount
CA$500–CA$25k
Term
6–60mo
Canadian resident
18+ years old
Active bank account
⚡ 15 minutes
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Meridian Credit Union Personal Loan
PersonalAPR
7.49–12.99%
/yr
Amount
CA$1k–CA$50k
Term
12–60mo
Ontario resident (member)
Good credit score
Proof of income
⚡ 1-3 business days
Check rates →